A legacy of professional, compliant, and ethical debt recovery spanning four decades across the United States.
In 1987, William J. Rabinek founded Rabinek & Associates with a single office in Chicago's financial district and a vision to change how debt collection worked in America. At a time when the industry was plagued by aggressive and often illegal tactics, Rabinek built a firm centered on legal compliance, consumer respect, and transparent operations.
Today, Rabinek & Associates employs over 480 professionals across 6 national offices and manages more than $2.8 billion in receivables annually for clients spanning healthcare, banking, telecommunications, retail, and government sectors.
Our founder's philosophy remains the cornerstone of everything we do: "The most effective debt collection is built on respect, not fear."
Over 40 years in financial services and collections. Former ACA International board member. Yale Law School, JD.
20+ years specializing in FDCPA compliance and consumer finance law. Georgetown University Law Center, JD.
15 years leading operations for Fortune 500 financial firms. Northwestern University Kellogg School, MBA.
A+ Rating with the Better Business Bureau since 1992
ACA International Member #44821 — Industry standards compliance
Highest level of payment security certification
Licensed and bonded debt collector in all 50 states + D.C.